Perancangan Pembahagian Harta Semasa Hidup dalam Islam: Konsep dan Kepentingannya
Planning on Wealth Distribution During Lifetime in Islam: Concept and Its Importance
DOI:
https://doi.org/10.7187/GJAT832015.05.01Keywords:
Planning, Wealth, Wealth Distribution, Al-Quran, HadisAbstract
The planning of wealth distribution during one’s lifetime is an aspect that should be practised and recognized widely. By having a wealth distribution planning, one is able to protect the interests of the owners themselves and the prospective recipients of the property, whether before or after death. Understanding the policies of the distribution of wealth based on the al-Quran and Hadith will help to guide Muslims
in understanding the needs and importance of planning assets while they are still alive. Therefore, this article will explore the concept of estate planning, its value and importance in the Islamic point of view. Through this descriptive analysis, a positive change of mindset is able to be implemented onto the Muslim community on wealth distribution which would aid them in realizing that the plan is very important and should be practiced more commonly. Furthermore, various issues, that occur in relation to the distribution of property amongst Muslims, call for the need to promote comprehensive and systematic solutions. At the end of this paper, the writers will show that through wealth distribution planning completed during lifetime without having to wait for death, the problems that occur amongst Muslims with regards to the distribution of property will be mitigated.
References
Al-Quran
Al-Nadawi, A. A. (1994). al-Qawa‘id al- Fiqhiyyah. Dar al-Qalam, Damsyik, Syria.
Al-Muhsini, A. (1998). “Dawr al-`Adalah fi al-Tanmiyah al-Iqtisadiyyah” dalam Majallah Islamiyyah Fikriyyah al-Tawhid, no. 95, Julai 1998. Mu‘assasah al-Fikr al-Islami, n.p.p.
Abdul Aziz, H., & Yusmawati, Y. (2006). “Perancangan harta di Zar Perunding Pusaka Sdn. Bhd.”, dalam Siti Mashitoh Mahamood (ed.)(2006), Harta Amanah Orang Islam di Malaysia. Penerbit Universiti Malaya, Kuala Lumpur.
Abdul Hasan, M. S. (2002). “Waqf, Perpetual Charity and Poverty Alleviation”, International Journal of Social Economics, 29(1/2):135-151.
Abu al-Sa‘ud al-Imadi (t.t.). Irshad al-‘Aql al-Salim ila Mazaya al-Kitab al-Karim. al-Maktabah al-Syamilah.
Abu Bakar, A. H. B. (2003). Shu‘ab al-Iman, diitahqiqkan oleh Mukhtar Ahmad al-Nadawi, j. 12, h. 476. Maktabah al-Rush li al-Nashr wa al-Tawzi, Riyad.
Ahmad, H. B. (2007). “Prinsip dan Pelaksanaan Wasiat”, dalam Ahmad Hidayat Buang (ed.) (2007). Undang-undang Islam di Malaysia: Prinsip dan Amalan. Penerbit Universiti Malaysia, Kuala Lumpur.
________________ (2008). “Appreciation of Syariah Principle in Property Management in Contemporary Malaysian Society, Jurnal Syariah, 16, 555-566.
Ahmad Syafi‘i Khatib (2005). Hikmah Zakat. Jasmin Enterprise, Kuala Lumpur.
Al-Maududi (1976). Fundamentals of Islam. Islamic Publications Ltd., Lahore, India.
Al-Sayyid, M. H. (1976). al-Idarah al-Asas wa Usul al-‘Ilmiyyah, cet. 3. n.p., Cairo, Mesir.
Arieff Salleh Rosman (2002). Harta Intelektual Menurut Fiqh Islam. Penerbit Universiti Teknologi Malaysia, Johor.
Asmak, A. R. (2009). “Peranan Wakaf Dalam Pembangunan Ekonomi Umat Islam dan Aplikasinya di Malaysia”, Jurnal Syariah, 17(1):35.
Azman, C. O. (2003). Pengurusan di Malaysia dari Perspektif Islam. Dewan Bahasa dan Pustaka, Kuala Lumpur.
Utusan Malaysia (2010). “Lebih RM70 Juta Harta Pusaka belum dituntut”. Dipetik pada 31 Mac 2010.
Bettelheim, C. (1959). Studies in The Theory Planning. Asia Publishing House, India.
Tan, C., & Huan, J. (2004). Estate Planning Made Easy. Providend Pte Ltd., Singapore.
Clifford, D. (2007). Estate Planning Basics. Nolo, USA.
Dalia, I. (2008). “RM40 Bilion Hak Milik Beku”, dalam Milenia Muslim, Julai 2008, 6(17):16-17.
Dessler, G. (2002). A Framework For Management. Prentice Hall, New Jersey, USA.
Hassan, A., & Muhammad, S. A. (1998). Usul al-Fiqh dan al-Qawa’id al-Fiqhiyyah. Pustaka Abdul Majid, Kuala Lumpur.
Hisham, S., & Zulkifli, H. (2006). “Zakat: Instrumen Penyumbang Pembentukan Usahawan”, dalam Zamzuri Zakaria et al (eds), Prosiding Seminar Kebangsaan Pengurusan Harta Dalam Islam. UKM & KIPSAS.
Kamus Dewan (2005). edisi 4. Dewan Bahasa dan Pustaka, Kuala Lumpur; dipetik daripada http://prpm.dbp.gov.my/Search.aspx?k=produktif.
Kapoor, J. R. (2003). Personal Finance, c.7. McGraw-Hill Companies, n.n.p.
Yuen Seong, L. (1999). Estate Planning Recording the Estate Planning Puzzle in Malaysia and Singapore. Brains & Talents Publication Sdn. Bhd., n.p.p.
M. Shabri, A. M., & Nasir, A. (2007). “Ke Arah Integrasi Ekonomi Dunia Islam: Strategi Untuk Menangani Kesan Globalisasi”, Jurnal Syariah, 15(10): 55-76.
Mancer, C. J. (1994). Guide to New Zealand Estate Planning and Tax. The Law Book Company Limited, Sydney, Australia.
Meek, C. S. (1991). Money Matters Financing Planning and Investment Ideas for the Non Finance Profesional. Golden Books Centre Sdn. Bhd., Kuala Lumpur.
Mohd Zamro, M., & Mohd. Ridzuan, A. (2006). Undang-Undang Pusaka Islam Perlaksanaan di Malaysia. Jabatan Syariah, Fakulti Pengajian Islam, Universiti Kebangsaan Malaysia, Bangi, Selangor.
Mohd. Abd. Wahab Fatoni, M. B., & Adibah Hasanah, A. H. (2008). “Mobilisasi Zakat Dalam Pewujudan Usahawan Asnaf: Satu Tinjauan”, Jurnal Syariah, 16.
Mohd. Dani, M., & Baharuddin, S. (2006). “Wakaf dan Bandar Islam: Satu Perspektif Sejarah”, dalam Zamzuri Zakaria et al (eds), Prosiding Seminar Kebangsaan Pengurusan Harta Dalam Islam. UKM & KIPSAS.
Muhammad, A. R. (1994). Ummah Negara Islam, Padilah Hj Ali (terj.). Dewan Bahasa dan Pustaka, Kuala Lumpur.
Eu Jin, O. (2004). Your Guide to Estate Planning and Administration. Leeds Publications, Selangor.
Othman, Y. (2006). “Pembentukan Trust Hibah sebagai alternatif Perancangan harta”, dalam Siti Mashitoh Mahamood (ed)(2006), Harta Amanah Orang Islam di Malaysia Perspektif Undang-Undang dan Pentadbiran. Penerbit Universiti Malaya, Kuala Lumpur.
Prestopino, C. J. (n.d.). Introduction to Estate Planning. Dow Jones & Company, United States.
Providing for the Desired, (2010). Dipetik daripada http://ohioline.osu.edu/estate/0001.html, Dipetik pada 13 April 2010.
Rosenbloom, M. S (t.t). “Estate Planning: An Overview”, Symposium on Business Management of Dental Practice, Dental Clinics of North America, 25 (4):697.
Sadali, R. (2006). Personal Wealth Management for Muslims. HTHT Advisory Services Pte Ltd., Singapore.
Siddiq, F., Abd. Malek, A. K., & Malek Shah, M. Y. (2010). Pengurusan Islami: Prinsip dan Nilai Qurani. Akademi Pengurusan YAPEIM Sdn. Bhd., Kuala Lumpur.
Siti Mashitoh, M. (2007). “Pembentukan Dana Wakaf Menurut Perspektif Syariah Dan Undang-Undang Serta Aplikasinya Di Malaysia”, Jurnal Syariah, 15(2):69-70.
Siti Mashitoh, M. (2009). “Isu Pengurusan Wang Tak Dituntut Milik Orang Islam: Bidang Kuasa Baitulmal dan Pemakaian Perundang Semasa”, dalam Sohaimi Hj Mohd Salleh et.al (ed.) (2009), Prosiding Konvensyen Baitulmal Kebangsaan, Jabatan Wakaf, Zakat dan Haji, Kuala Lumpur.
Waterson, A. (1965). Development Planning: Lessons of Experience. Jonhs Hopkins Press, Baltimore.
West, David A., & Wood, Glenn L. (1972). Personal Financing Management. Houghton Mifflin Company, USA.
Yahaya, J., & Azhar, M. (2005). Interaksi Harta Dalam Al-Quran Pengertian, Pengumpulan dan Pemanfaatan. Universiti Teknologi Malaysia, Johor.
Zainal Abidin, M. (1998). Pengurusan Strategik. Utusan Publications & Distributors Sdn. Bhd., Kuala Lumpur.